:root{
  --ink:#153149; --ink-2:#315066; --green:#2d7a5c; --green-dark:#205a45;
  --gold:#c99b47; --cream:#f7f4ed; --paper:#fff; --line:#dce4e6; --muted:#657681;
  --shadow:0 18px 50px rgba(21,49,73,.10); --radius:22px; --radius-sm:14px;
  --serif: Georgia, 'Times New Roman', serif; --sans: Inter, ui-sans-serif, system-ui, -apple-system, Segoe UI, Arial, sans-serif;
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--paper);line-height:1.65}
a{color:var(--green-dark);text-decoration:none} a:hover{text-decoration:underline}
img{max-width:100%;display:block}.container{width:min(1180px,calc(100% - 40px));margin:auto}
.skip{position:absolute;left:-9999px;top:8px;background:#fff;padding:10px 14px;z-index:1000;border:1px solid var(--line)}.skip:focus{left:8px}
.topbar{background:var(--ink);color:#eaf0f3;font-size:.86rem;padding:8px 0}.topbar .row{display:flex;justify-content:space-between;gap:20px;align-items:center}.topbar a{color:#fff}
.site-header{position:sticky;top:0;z-index:99;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid rgba(220,228,230,.9)}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:82px;gap:28px}.brand img{width:190px;height:auto}.nav-links{display:flex;gap:25px;align-items:center;font-weight:650;font-size:.95rem}.nav-links a{color:var(--ink)}.nav-links a.active{color:var(--green);position:relative}.nav-links a.active:after{content:'';position:absolute;left:0;right:0;bottom:-10px;height:2px;background:var(--gold)}
.nav-cta{display:inline-flex;padding:11px 17px;border-radius:999px;background:var(--green);color:#fff!important;box-shadow:0 8px 22px rgba(45,122,92,.22)}.nav-cta:hover{background:var(--green-dark);text-decoration:none}
.menu-btn{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:9px 11px;font-size:1.1rem}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#f7f4ed 0%,#fbfdfb 58%,#eef7f2 100%);padding:78px 0 66px}.hero:after{content:'';position:absolute;width:520px;height:520px;border:1px solid rgba(201,155,71,.25);border-radius:50%;right:-180px;top:-220px}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center}.eyebrow{display:inline-flex;gap:8px;align-items:center;text-transform:uppercase;letter-spacing:.12em;font-weight:800;font-size:.74rem;color:var(--green)}.eyebrow:before{content:'';width:28px;height:1px;background:var(--gold)}
h1,h2,h3{font-family:var(--serif);line-height:1.12;margin-top:0;color:var(--ink)}h1{font-size:clamp(2.65rem,5vw,5.1rem);letter-spacing:-.035em;margin:17px 0 20px}h2{font-size:clamp(2rem,3vw,3.2rem);letter-spacing:-.02em}h3{font-size:1.45rem}.lead{font-size:1.2rem;color:var(--ink-2);max-width:680px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 20px;border-radius:999px;font-weight:800;border:1px solid transparent;cursor:pointer}.btn-primary{background:var(--green);color:white}.btn-primary:hover{background:var(--green-dark);text-decoration:none}.btn-secondary{background:#fff;border-color:var(--line);color:var(--ink)}.btn-secondary:hover{text-decoration:none;border-color:#b5c3c8}.btn-gold{background:var(--gold);color:#142536}.small{font-size:.9rem;color:var(--muted)}
.hero-card{position:relative;background:#fff;border:1px solid rgba(220,228,230,.8);border-radius:30px;padding:28px;box-shadow:var(--shadow)}.hero-card .mini{display:grid;grid-template-columns:1fr 1fr;gap:14px}.saving-tile{padding:18px;border-radius:18px;background:var(--cream);min-height:126px}.saving-tile svg{width:29px;height:29px;margin-bottom:12px;stroke:var(--green)}.saving-tile b{display:block;font-family:var(--serif);font-size:1.12rem}.saving-tile span{font-size:.84rem;color:var(--muted)}
.ribbon{position:absolute;right:-14px;top:22px;background:var(--gold);padding:8px 14px;border-radius:8px 8px 0 8px;font-weight:800;font-size:.8rem}.ribbon:after{content:'';position:absolute;right:0;bottom:-8px;border-top:8px solid #8d6a2e;border-left:8px solid transparent}
.section{padding:82px 0}.section.alt{background:var(--cream)}.section-head{max-width:760px;margin-bottom:38px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:26px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 12px 36px rgba(21,49,73,.05)}.card:hover{transform:translateY(-2px);transition:.2s ease}.icon{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;background:#edf6f1;margin-bottom:20px}.icon svg{width:24px;height:24px;stroke:var(--green)}
.offer-card{display:flex;flex-direction:column;min-height:315px;position:relative;overflow:hidden}.offer-card .tag{display:inline-flex;align-self:flex-start;background:#edf6f1;color:var(--green-dark);padding:6px 10px;border-radius:999px;font-size:.72rem;font-weight:800;text-transform:uppercase;letter-spacing:.08em}.offer-card p{color:var(--muted);flex:1}.offer-card .arrow{font-weight:800}.offer-card:before{content:'';position:absolute;width:130px;height:130px;border-radius:50%;background:rgba(201,155,71,.08);right:-45px;bottom:-45px}
.trust-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr)}.trust-item{padding:25px 30px;border-right:1px solid var(--line)}.trust-item:last-child{border-right:0}.trust-item b{display:block;font-family:var(--serif);font-size:1.2rem}.trust-item span{font-size:.87rem;color:var(--muted)}
.cta-panel{background:var(--ink);color:white;border-radius:30px;padding:46px;display:flex;justify-content:space-between;gap:40px;align-items:center;position:relative;overflow:hidden}.cta-panel:before{content:'£';font-family:var(--serif);font-size:210px;position:absolute;right:3%;top:-80px;color:rgba(255,255,255,.04)}.cta-panel h2{color:#fff;margin-bottom:9px}.cta-panel p{color:#cbd8de;margin:0;max-width:700px}
.page-hero{padding:58px 0;background:linear-gradient(135deg,var(--cream),#f7fbf8);border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(2.4rem,4vw,4.2rem);margin-bottom:12px}.breadcrumbs{font-size:.84rem;color:var(--muted);margin-bottom:18px}.breadcrumbs a{color:var(--muted)}
.prose{max-width:900px}.prose h2{font-size:2rem;margin-top:46px}.prose h3{margin-top:32px}.prose p,.prose li{color:#3d5666}.prose ul,.prose ol{padding-left:22px}.notice{border-left:4px solid var(--gold);background:#fffaf0;padding:18px 20px;border-radius:0 12px 12px 0;margin:24px 0}.legal-meta{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:24px 0}.legal-meta>div{border:1px solid var(--line);border-radius:12px;padding:15px;background:#fff}.legal-meta small{display:block;color:var(--muted)}
.form-wrap{display:grid;grid-template-columns:.85fr 1.15fr;gap:32px;align-items:start}.form-panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field.full{grid-column:1/-1}.field label{display:block;font-weight:750;font-size:.9rem;margin-bottom:6px}.field input,.field select,.field textarea{width:100%;padding:13px 14px;border:1px solid #cbd6da;border-radius:12px;background:#fff;font:inherit;color:var(--ink)}.field textarea{min-height:120px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(45,122,92,.12);border-color:var(--green)}.check{display:flex;gap:10px;align-items:flex-start;font-size:.86rem;color:var(--muted)}.check input{margin-top:5px}.hp{position:absolute;left:-9999px}.form-note{padding:13px 15px;background:#f4f7f8;border-radius:10px;font-size:.85rem;color:var(--muted)}
.partner-table{width:100%;border-collapse:collapse;font-size:.9rem}.partner-table th,.partner-table td{padding:12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.partner-table th{background:#f6f8f8}
.site-footer{background:#10293d;color:#d8e3e9;padding:58px 0 24px;margin-top:70px}.footer-grid{display:grid;grid-template-columns:1.4fr .7fr .7fr;gap:44px}.site-footer h3{color:#fff;font-size:1.15rem}.site-footer a{color:#eef5f7}.footer-logo{width:185px;filter:brightness(0) invert(1);opacity:.96}.footer-note{font-size:.82rem;color:#9fb1bb;max-width:620px}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:35px;padding-top:20px;display:flex;justify-content:space-between;gap:18px;font-size:.8rem;color:#9fb1bb}
.cookie{position:fixed;left:20px;right:20px;bottom:18px;z-index:120;background:#fff;border:1px solid var(--line);box-shadow:0 18px 60px rgba(14,35,50,.22);border-radius:18px;padding:18px;display:none}.cookie.show{display:flex;justify-content:space-between;gap:20px;align-items:center}.cookie p{margin:0;max-width:760px;font-size:.9rem;color:var(--muted)}
.status{display:none;margin-top:14px;padding:12px;border-radius:10px;background:#edf6f1;color:var(--green-dark)}.status.show{display:block}
@media(max-width:900px){.hero-grid,.form-wrap,.grid-3,.grid-2,.footer-grid{grid-template-columns:1fr}.hero{padding-top:52px}.nav-links{display:none;position:absolute;left:20px;right:20px;top:78px;background:#fff;border:1px solid var(--line);padding:18px;border-radius:16px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.nav-links.open{display:flex}.menu-btn{display:block}.nav-cta{text-align:center}.trust-grid{grid-template-columns:1fr}.trust-item{border-right:0;border-bottom:1px solid var(--line)}.trust-item:last-child{border-bottom:0}.cta-panel{align-items:flex-start;flex-direction:column}.legal-meta{grid-template-columns:1fr}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.topbar .row{flex-direction:column;align-items:flex-start;gap:3px}.hero-card .mini{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.container{width:min(100% - 26px,1180px)}.hero-card .mini{grid-template-columns:1fr}.section{padding:60px 0}.cta-panel{padding:30px}.cookie.show{flex-direction:column;align-items:stretch}.footer-bottom{flex-direction:column}.brand img{width:165px}}